Being happy with the terms and conditions

At one of the Romanian banks, when reaching the T&C area, one can read:

You have reached the Terms and Conditions. :)

Ai ajuns la Termeni și Condiții. :)

The text, in my opinion:
  • Starts with a personal success (“Oh my God! You reached that area!”). It feels like we’re with the winning team.
  • The emoji is a bit manipulative, making it sound like “Here’s the contract, now smile!”, but I think it’s fine, nevertheless.
  • Even if it’s a bank we’re talking about, I find the message friendly and open. On the other hand, going overboard with being friendly can lead to trouble with some users. I read about an online user who was very surprised to see an official bank using cherries, as a joke, in an official currency exchange page on a bank website. Friendly? Yes. Funny? Yes. A bit too much for a bank’s communication? Again, yes. Coming back to the original text, I find the emoji friendly & not too much aggressive.
  • The use of the emoji reminds of the MailChimp final confirmation message when sending a newsletter: an animation with a finger close to hitting the big red button. It’s an emotional charge.
  • The key takeaway – if you can spot important emotional aspects within the funnel, consider trying to answer them in the way. The bank, in case, does this nicely.
  • (PS: As a personal note, I don’t think that mentioning “in my opinion” / “personal note” is wrong in any way)

Onasill ~ Bill - Onasill ~ Be Safe & Healthy - Milwaukee Public Library ~ Milwaukee Wisconsin ~ Historic Building
Onasill ~ Bill – Onasill ~ Be Safe & Healthy – Milwaukee Public Library ~ Milwaukee Wisconsin ~ Historic Building, https://flic.kr/p/CiHf9Y

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